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Welcome to your knowledge base for FHA loans. Have an adjustable rate mortgage or just simply looking to refinance your rate check out the new FHA loan limits and rates in your area. The FHA has been helping homeowners since 1934 and now the government has asked them once more to help homeowners that are in subprime loans. The FHA loans in most areas will allow you to go up to 95% of your homes value for cash out and up to 97.75% to do a rate and term refinance. Home values falling don't worry FHA will allow your second mortgage over 100% loan to value. FHA loans have no credit score minimums and use common sense underwriting. CALL today at 1-866-993-4248 to get your FHA loan,

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Get your FHA loan application in to see if you qualify to start Fresh.

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The FHA has insured over 34 million homeowners since 1934 and has helped many in 2008 secure their home mortgage from increasing. Don't be those left waiting. The government has made changes that are effective to the end of 2008 unless they continue to help many homeowners qualify for FHA loans. By increasing the loan limit allowed many can borrow up to $729,750 but these limits will run out. Act fast before you are left with an adjustable rate mortgage.